Terms of Service

Effective Date: February 5, 2025

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using this website (the “Service”) operated by Ace Jewelry and Loan (“us,” “we,” or “our”).

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you do not have permission to access the Service.

1. Purchases

If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase, including, without limitation:

Your credit card number
The expiration date of your credit card
Your billing address
Your shipping information

You represent and warrant that:

You have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase.
The information you provide to us is true, correct, and complete.

The Service may employ the use of third-party services to facilitate payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.

We reserve the right to refuse or cancel your order at any time for reasons including but not limited to:

Product or service availability
Errors in the description or price of the product or service
Errors in your order
Fraud or unauthorized or illegal transaction

2. Availability, Errors, and Inaccuracies

We are constantly updating product and service offerings on the Service. Information on the Service may contain errors or inaccuracies and may not be complete or current. Products or services may be mispriced, described inaccurately, or unavailable, and we cannot guarantee the accuracy or completeness of any information.

We reserve the right to:

Change or update information and correct errors, inaccuracies, or omissions at any time without prior notice.

3. SMS Disclosure

By opting in to receive text messages from Ace Jewelry and Loan, you consent to receive notifications, including but not limited to:

Account updates
Payment reminders
Security alerts (e.g., two-factor authentication)
Marketing and promotional content

Message & Data Rates:

Standard message and data rates may apply, as determined by your mobile service provider.

To opt out of receiving text messages, text “STOP” to the number you received messages from.
For help, text “HELP”.

For details on how we protect your information, please review our Privacy Policy.

4. Contests, Sweepstakes, and Promotions

Any contests, sweepstakes, or other promotions (“Promotions”) made available through the Service may be governed by separate rules. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy.

If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

5. Accounts

When you create an account with us, you agree to:

Be at least 18 years old.
Provide accurate, complete, and up-to-date information.

Failure to comply may result in the termination of your account.

You are responsible for maintaining the confidentiality of your account and password and for all activities or actions that occur under your account. Notify us immediately of any unauthorized use of your account.

We reserve the right to refuse service, terminate accounts, and remove or edit content at our sole discretion.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Ace Jewelry and Loan and its licensors. The Service is protected by copyright, trademark, and other laws of the United States and foreign countries.

7. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Ace Jewelry and Loan.

We assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

8. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.

If you wish to terminate your account, you may discontinue using the Service.

9. Indemnification

You agree to indemnify and hold harmless Ace Jewelry and Loan, its affiliates, employees, and agents from any claims, damages, or losses arising from your use of the Service or breach of these Terms.

10. Limitation of Liability

To the fullest extent permitted by law, Ace Jewelry and Loan shall not be liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use the Service.

11. Disclaimer

The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind. We do not guarantee uninterrupted, error-free functionality.

12. Governing Law

These Terms shall be governed by the laws of the State of Washington, United States, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Continued use of the Service after changes are posted constitutes acceptance of the new terms.